Privacy Policy

Portico Eastern Shore is strongly committed to respecting the privacy rights of its users. The following privacy policy (known as, ‘Privacy Policy’) was created to demonstrate our information gathering practices and to ensure the protection of your privacy. If you do not agree with the terms of this Privacy Policy, please do not use or access the website. This applies whether the website is accessed via a personal computer, a mobile device or other technology hereafter developed or discovered. By submitting your information to this website, you agree to this Privacy Policy in its entirety; you also acknowledge and warrant that you are at least 18 years old, a resident of the United States and are otherwise legally qualified to enter into and form contracts under applicable law. Information We Collect Personally, Identifiable Information Portico Eastern Shore collects several types of information that may identify a particular individual (‘personally identifiable information’). Portico Eastern Shore utilizes the use of cookies to assign a unique identifier to your computer. Cookies may be used to help save information on past user activities and other preferences, so that you are not required to re-enter information each time you visit this website, and to deliver content specific to your interests. No personally identifiable information is gathered by cookies. The types of non-personally identifiable information that we collect, either directly or through the use of ‘cookies’ include: IP addresses, Internet Service Provider (ISP), date/time stamps, number of clicks, user information regarding which pages and links our visitors access, and browser types and language. Portico Eastern Shore may share this non-personally identifiable information only in summary form with its partners for the purpose of aggregate web site statistical and trend analysis. This information is not associated to any personally identifiable information that can identify an individual person.

You can choose not to provide us with certain personal information, however doing so may result in limited access to certain features and services provided on this site and affect your ability to obtain a loan. If you wish to delete the personal information that we have collected from you, please send an email request to kristine@porticoeasternshore.com. We will process your request, where possible and subject to the terms and conditions contained in this Privacy Policy, within a reasonable amount of time. Federal and State regulations and/or the need to administer our relationships with our ad networks and third-party partners may require that we store certain information for various periods of time. In order to comply with these requirements, your information may be stored until the expiration of the applicable period. Any request to remove personal information will apply to information held by Portico Eastern Shore, and not information already shared with third parties. The treatment of such information is governed by those parties’ Privacy Policies, not by this Privacy Policy. When you submit your information on Portico Eastern Shore, you may receive email messaging or third party marketing messages. You will be given the opportunity, in any commercial email that we send to you, to opt out of receiving such messages in the future. You may also opt out of receiving commercial emails by using the ‘Unsubscribe’ link on our site. Please allow for up to 10 business days for your request to be processed. If you remove your information from our database it will no longer be used for secondary purposes, disclosed to third-parties, or used by us or third-parties to send promotional correspondence to you. If your information has already been shared with a third party, it may be necessary to contact the third party directly to opt out of receiving information from them. California Civil Code Section 1798.83, also known as the ‘Shine The Light’ law, permits users who are residents of California to request and obtain once a year, free of charge, information about the information (if any) that was disclosed to third parties for direct marketing purposes in the preceding calendar year. If applicable, this information would include a list of the categories of personal information that was shared and the names and addresses of all third parties with which we shared information within the preceding calendar year. If you are a California resident and would like to make a request, please submit your request in writing to kristine@porticoesternshore.com. We may use personal information you’ve provided on this site to administer the services you’ve requested, including wireless services that display customized content and advertising. In addition to any fee of which you are notified of, your wireless provider’s standard message rates apply to our confirmation and all subsequent SMS correspondence. You may opt out from further SMS messages and remove your SMS information from our database by responding ‘STOP’, ‘END’ or ‘QUIT’ to the SMS text message you received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third-parties, or used by us or third-parties to send promotional correspondence to you. Portico Eastern Shore takes appropriate and reasonable security measures to help safeguard your personal and sensitive information. Transmission is also secured by secure socket layer technology (SSL). Please be advised that, although we take every reasonable technological precaution available to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure. Changes to This Privacy Policy Changes to this Privacy Policy will be posted on the Portico Eastern Shore web site. The ‘Effective Date’ or ‘Last Updated’ date at the top of this policy will indicate when a change has been made. Any and all changes to this Privacy Policy are effective immediately upon posting. You should review this Policy each time you access the web site. The user’s continued use of the website and/or continued receipt of “Portico Eastern Shore ” emails constitutes an affirmative acceptance by the user to the terms of the modified Privacy Policy.